Top 5 Payment Gateways For Your ECommerce Websites
When it comes to running an online business in India, having the right payment gateway is a must. It’s not just about collecting payments — it’s about building trust, offering multiple payment options, and ensuring smooth checkout for your customers.
If your eCommerce store is on WordPress, Odoo, Shopify, or any custom platform, these are the top 5 payment gateways in India you can rely on.
Razorpay – Made for Modern Indian Businesses
Razorpay is one of the most popular and developer-friendly gateways in India. It’s known for its clean UI, fast onboarding, and excellent features.
Key Features:
Accepts credit/debit cards, UPI, net banking, wallets
Easy integration with Shopify, WooCommerce, Odoo, and more
Instant settlement options
Smart dashboard & analytics
Pricing:
2% per transaction (approx.)
Zero setup fee
Best For:
Startups, SaaS, and D2C brands
PayU India – Trusted by Big Brands
PayU is a solid choice if you’re looking for stability and advanced fraud detection. It’s widely used by larger enterprises and growing brands.
Key Features:
Covers 100+ payment methods
Built-in EMI & BNPL options
Seamless refund process
Risk management engine
Pricing:
Starts from 2% per transaction
No setup fee (in most plans)
Best For:
Mid to large-sized eCommerce businesses
Cashfree Payments – Fast & Developer-Friendly
Cashfree is making a name for itself with instant payouts, bulk disbursals, and fast settlements — perfect for marketplaces and service platforms.
Key Features:
One-click checkout
UPI AutoPay for subscriptions
Instant refunds & payouts
API-first infrastructure
Pricing:
1.75% – 2% per transaction
Free setup & zero annual fee
Best For:
Marketplaces, e-learning, and fintech apps
CCAvenue – Veteran in the Game
One of India’s oldest and most robust payment gateways, CCAvenue supports multiple languages and currencies — a plus if you’re selling internationally.
Key Features:
Supports 200+ payment options
Multilingual checkout
International payments support
Smart analytics and fraud prevention
Pricing:
Around 2% – 3% per transaction
Setup fee may apply on premium plans
Best For:
Enterprises and export-based eCommerce
Instamojo – Perfect for Small Businesses
If you’re just starting out or selling digital products, Instamojo is a no-fuss solution with beautiful UI and integrated store features.
Key Features:
Easy onboarding (no developer needed)
UPI, card, wallet, net banking
Mini-store & payment links
Mobile-friendly dashboard
Pricing:
2% + ₹3 per transaction
Free to start
Best For:
Freelancers, creators, small eCommerce stores
How to Choose the Right Gateway?
Here are 3 quick things to keep in mind:
Check supported payment modes
Review transaction fees and settlement time
See if it integrates with your eCommerce platform (Odoo, WooCommerce, etc.)
Need Help Setting Up Your Payment Gateway?
At Odiware, we help Indian businesses integrate Razorpay, PayU, and other top payment gateways into platforms like:
WordPress/WooCommerce
Odoo ERP & eCommerce
Custom Web Portals
Whether you’re launching your first store or scaling to 1000+ orders/day — we’ve got your back.
📩 Contact us today:
Email: sales@odiware.com
Website: www.odiware.digital